Experience BOSL VISA Classic
- Low annual fee
- Lowest late fees
- Competitive interest rates
- Denominated in US Dollars
- Same day credit and access to available funds
- Same day card limit increases
BENEFITS
- Access to MY Rewards!
- Security
- Cash advances available from thousands of financial institutions worldwide
- Emergency replacement card within 24hrs
- 24 hr VISA Global Service assistance
- Record keeping is simple with monthly statements
- VISA will insure you, your spouse and your child/children under the age of 23 up to US$75,000 against accidental and bodily injuries while boarding, riding in, or exiting from the scheduled carrier licensed to carry passengers
- You can use your credit card to make phone calls using public phones or hotel rooms phones (the latter allows you to avoid costly hotel surcharges)
* To be eligible for coverage the ticket must be paid for with your VISA Gold or MasterCard Gold Credit Card
FAQs
How do I apply for a Bank of Saint Lucia Visa Credit Card?
You can apply online via our Digital Branch or visit any branch to start the application process.
What are the requirements for a Bank of Saint Lucia Visa Credit Card?
To apply for a Bank of Saint Lucia Visa Credit Card, you will need the following:
- Recent Job Letter
- Recent Salary Slip
- One (1) valid national ID
- Completed Application form
How long does it take to get approved for a credit card?
Approval times can vary, but it's usually within a few days (existing customers) to a few weeks (new customers).
What is a credit limit, and how is it determined?
A credit limit is the maximum amount you can charge on your card. It's determined based on your creditworthiness and income.
What is the minimum payment on a credit card, and how is it calculated?
The minimum payment is a small percentage of your balance, usually around 3%. It's important to pay more than the minimum to avoid high-interest charges.
Are Credit cards only for emergencies?
Credit cards can be a valuable financial tool for everyday expenses and can also offer rewards.
Can I make just the minimum payment each month?
Yes, you can make the minimum each month by the due date as late fees would be avoided, however it is advisable to pay in excess of the minimum payment to reduce interest charges or full statement balance for no interest altogether.