Enjoy the Experience!
Visa Platinum is specifically designed to meet the requirements of a select group of consumers. Visa Platinum allows cardholders to fully enjoy their activities with confidence and peace of mind.
Some of the features you can look forward to with Visa Platinum:
- Visa Platinum is a symbol of prestige, status and exclusivity.
- Visa Platinum offers a superior benefit package and exclusive services specially designed for demanding customers:
- Visa Concierge
- Purchase Protection
- Price Protection
- Extended Warranty
- International Emergency Medical Services + Schengen Certificate ? Emergency Card Replacement Service and Cash Advance
- Visa Rewards
- Visa Customer Service Center
- Visa Platinum provides instant, global recognition for the cardholder.
- Cardholder purchases are instantly approved (within financial institution limits)
- Visa Platinum makes purchases more convenient by eliminating the need for cash and checks.
- Compromised accounts can be blocked with a single phone call to immediately prevent unauthorized use.
Earn points with My Rewards every time you use your BOSL Credit Card and redeem them easily for millions of flights, hotels, entertainment, and more.
Core Benefits
Services
Visa Consumer Benefits Services - digital and via telephone - 24 x 7
Visa Benefits Portal - Yes
Emergency Card Replacement - 24 x 7
Platinum My Rewards - Yes
Cash Disbursements - 24 x 7
Purchases
Price Protection - USD 2.000
Purchase Protection - USD 10.000
Extended Warranty - USD 10.000
Travel
Auto Rental Insurance - Global
International Emergency Medical Services - USD 150.000
Lifestyle
Dedicated Website - www.visa-platinum.com
Visa Digital Concierge - Global
FAQs
How do I apply for a Bank of Saint Lucia Visa Credit Card?
You can apply online via our Digital Branch or visit any branch to start the application process.
What are the requirements for a Bank of Saint Lucia Visa Credit Card?
To apply for a Bank of Saint Lucia Visa Credit Card, you will need the following:
- Recent Job Letter
- Recent Salary Slip
- One (1) valid national ID
- Completed Application form
How long does it take to get approved for a credit card?
Approval times can vary, but it's usually within a few days (existing customers) to a few weeks (new customers).
What is a credit limit, and how is it determined?
A credit limit is the maximum amount you can charge on your card. It's determined based on your creditworthiness and income.
What is the minimum payment on a credit card, and how is it calculated?
The minimum payment is a small percentage of your balance, usually around 3%. It's important to pay more than the minimum to avoid high-interest charges.
Are Credit cards only for emergencies?
Credit cards can be a valuable financial tool for everyday expenses and can also offer rewards.
Can I make just the minimum payment each month?
Yes, you can make the minimum each month by the due date as late fees would be avoided, however it is advisable to pay in excess of the minimum payment to reduce interest charges or full statement balance for no interest altogether.