Mortgage Loan Checklist:
- Picture I.D. (2 forms for first time customers)
- Down payment/equity - amount varies generally between 10 - 30%
- Letter from Employer stating length of service
- Salary Slip (latest)
- Copy of vendors Deed of Sale
- Copy of land Register (recent)
- Copy of Survey Plan
- Sale Agreement
- Approved plan from DCA
- Contractors estimated cost of construction
- Valuation from certified valuator/Quantity Surveyor (of property &/or estimates)
- Provide written certification from the following entities proving compliance with their requirements:
- Inland Revenue Department
- Property Tax Department
- National Insurance Corporation
Letters from the departments/institution should state in detail the amounts outstanding & what arrangements have been made to settle.
- Life Insurance (ask about our in-house term life insurance)
- Funds for legal fees, other costs and bank charges
- Insurance quotation
- Power of attorney, if necessary