Faqs

Faqs
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This section gives you quick and easy access to the answers to the questions we're asked most frequently.  If you don't find your question here please use the Ask the Banker or the email form on the Contact Us page and we will be happy to answer your question.

What types of BOSL Visa Credit Cards can I apply for during the campaign?

You can apply for the BOSL Visa Classic, Gold, or Platinum Credit Card.

What kind of purchases and transactions qualify towards the $100 XCD minimum spend?

Qualifying transactions include retail and online purchases made with your BOSL Visa Credit Card. ATM withdrawals, cash advances, cash disbursements, fund transfers, financial charges, late charges and fees do not qualify.

When must my BOSL Visa Credit Card application be approved by to participate?

Your BOSL Visa Credit Card application must be approved, and your card must be used, within the campaign period for your entry to be eligible.

Can I use my BOSL Visa Credit Card outside Saint Lucia and still qualify?

Yes! You must meet the minimum $100 XCD accumulated purchase requirement on your BOSL Visa Credit Card, you can make purchases anywhere and still qualify.

What are the credit limits on the BOSL Visa Classic, Gold, and Platinum cards?

BOSL Visa Platinum Credit Card- EC$20,000.00

BOSL Visa Gold Credit Card- EC$10,000.00

BOSL Visa Classic Credit Card- EC$2,700.00

Do I need to have an existing account or relationship with BOSL to apply for the credit cards?

You don't need an account with us to apply for a BOSL Visa Credit Card and enjoy its perks! Simply contact us via WhatsApp at 720 2675 for more information on how to get started.

What are the repayment terms for purchases on BOSL Visa Credit Cards?

With your BOSL Visa Credit Card, you have 30 days to repay what you've used. A late fee will be charged after this period.

What is the Quick Cash Loan?

The Quick Cash Loan is a swift financial solution that allows customers to borrow up to $5,000. It's designed for those who need immediate funds, with approval granted within 2 business days of applying.

How much can I borrow with the Quick Cash Loan?

You can borrow up to $5,000 through the Quick Cash Loan, providing you with a quick and convenient source of funds for unexpected expenses, emergencies, or other immediate financial needs.

How fast can I expect approval for my Quick Cash Loan application?

We understand the urgency, and that's why we strive to provide a quick decision. You can expect approval within 2 business days of submitting your all relevant documents and/or upon credit check completion, allowing you to access the funds you need promptly.

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